Karnataka Manaswini Scheme: Monthly Pension for Women

Introduction of Karnataka Manaswini Scheme: A Brief Insight

Women who have never married or have gone through a divorce may face financial difficulties, especially when they have no regular source of income or family support. Finding steady work can become even harder after the age of 40. The Karnataka Manaswini Scheme (Manaswini Yojane) provides such women with a monthly pension to support their basic needs.

According to reports, the Government of Karnataka launched the scheme in 2013 through an order issued by the Revenue Department. Its main purpose is to help unmarried and divorced women live with greater financial security and participate in mainstream society.

The Directorate of Social Security and Pensions under the Revenue Department implements the scheme. The Directorate also manages other social security pensions in Karnataka, including old age, widow, disability and Mythri pensions.

The scheme aims to provide a regular source of income to unmarried and divorced women from poor families. This financial support helps them depend less on relatives and irregular work. Reports state that around 1,32,976 women receive the Manaswini pension in Karnataka.

Eligible women receive a monthly pension directly in their bank accounts. According to the reported details, the pension amount is ₹800 per month, which comes to ₹9,600 in a year. Applicants should confirm the current pension amount at their nearest service centre.

To qualify, the applicant must be an unmarried or divorced woman from a Below Poverty Line (BPL) family and must be between 40 and 64 years of age. According to the reported scheme conditions, a beneficiary cannot receive another social security pension along with the Manaswini pension.

Women can apply online through the Seva One portal or visit a Grama One, Karnataka One, Bangalore One or Common Service Centre (CSC). The application has no fee, and the Department aims to complete the process within 45 days.

Applicants need nine types of documents: a photograph, ration card, EPIC, identity proof, residence certificate, age certificate, income certificate, address proof and bank passbook. For assistance, they can contact their nearest service centre or visit the Revenue Department office at their taluk.

Transgender persons looking for similar pension support can explore the Maithri Scheme, which the same Directorate implements. Women who head a household can also check the Gruha Lakshmi Scheme, which provides monthly financial assistance to the woman of the family.

Widows looking for pension support can read about the Pradhan Mantri Vidhawa Pension Yojana. Women who cross 64 years of age can explore the Pradhan Mantri Vridhavastha Pension Yojana, which provides financial support to eligible senior citizens.

Women, low-income families, senior citizens and other residents looking for pension, social security and welfare schemes can explore more government programmes on our List of Welfare Schemes of Karnataka Government page.

Benefits Provided to Eligible Beneficiaries

Unmarried and divorced women from low-income families may face financial difficulties, especially when they have no regular source of income or family support. The Government of Karnataka’s Manaswini Scheme (Manaswini Yojane) provides eligible women with a fixed monthly pension to help them manage their daily expenses and live with greater financial independence.

Monthly Pension

• Eligible unmarried and divorced women from Below Poverty Line (BPL) families receive a monthly pension.
• According to the reported details, the pension amount is ₹800 per month.
• At this rate, beneficiaries receive ₹9,600 in a year.
• The pension amount is transferred directly to the beneficiary’s bank account provided in the application.
• Eligible women can receive the pension from 40 to 64 years of age, subject to the scheme conditions.

Cost and Time

• There is no application fee for the scheme.
• Grama One, Karnataka One or Bangalore One centres may charge a service fee. The reported service charge is ₹32, but confirm the current amount before paying.
• The Department aims to complete the application process within 45 days.
• Applicants receive an acknowledgement after submission, which they can use to track their application.

How Many Women Benefit

• According to the reported figures from the Revenue Department, around 1,32,976 women receive benefits under the Manaswini Scheme in Karnataka.
• The Directorate of Social Security and Pensions also administers other social security pensions, including old age, widow, disability and Mythri pensions.

After You Cross 64 Years

• Women receiving the Manaswini pension may become eligible for an old age pension after crossing 64 years, subject to the applicable conditions.
• Contact your nearest service centre before turning 64 to understand the process and avoid a gap in pension payments.

How the Pension Helps You

• Provides a regular source of income every month.
• Helps beneficiaries manage expenses such as food, medicines and rent.
• Reduces dependence on relatives and irregular work.
• Offers financial support through a government social security pension.

Good to Know

• The reported monthly pension amount is ₹800. Confirm the current amount with the concerned Department or service centre before applying.
• The Manaswini Scheme supports unmarried and divorced women, while the Mythri pension is a separate scheme for transgender persons.
• The Department may verify beneficiaries from time to time. Keep your personal details and documents updated, and inform the concerned authorities if you get married or your circumstances change.

Eligibility Conditions Required to be Fulfilled

The Manaswini Scheme (Manaswini Yojane) provides monthly pension support to unmarried and divorced women from low-income families in Karnataka. The Directorate of Social Security and Pensions implements the scheme to help eligible women meet their basic financial needs. Check the following conditions before applying.

Basic Eligibility

• The applicant must be a woman and a resident of Karnataka.
• The applicant must be unmarried or divorced.
• The applicant must be between 40 and 64 years of age. She must have completed 40 years and must not have crossed 64 years.
• The applicant must belong to a Below Poverty Line (BPL) family. The ration card and income certificate may help establish this condition.
• The applicant’s age and personal details must match the information provided in her supporting documents.

Rules About Other Pensions and Marriage

• As per the reported scheme conditions, a woman receiving another social security pension cannot receive the Manaswini pension simultaneously. These pensions may include the old age pension, widow pension, Sandhya Suraksha pension, Devadasi pension and disability pension.
• Widows should apply under the applicable widow pension scheme, as Manaswini is intended for unmarried and divorced women.
• The pension may stop if the beneficiary marries or remarries or becomes financially independent through employment, subject to the applicable government rules.
• Applicants should confirm which pension scheme applies to their circumstances and avoid claiming two social security pensions simultaneously.

Who Is Not Eligible

• Women below 40 years of age.
• Women who have crossed 64 years of age. They may check their eligibility for an old age pension.
• Married women and widows.
• Women who do not belong to a BPL family.
• Women already receiving another social security pension, as per the reported scheme conditions.
• Women who are not residents of Karnataka.

Check Before You Apply

• Confirm the current family income limit at your nearest Grama One, Karnataka One or Bangalore One centre. Reports state that the Government increased the annual family income limit for social security pensions from ₹32,000 to ₹1.20 lakh in August 2026. Check whether this revised limit applies to the Manaswini Scheme.
• Enter your address, age and family details correctly. The Revenue Department reportedly verifies pension beneficiaries across Karnataka and may stop payments when it finds doubtful records.
• Ask the concerned officer about the pension available after you cross 64 years of age. Eligible beneficiaries may be able to move to an old age pension scheme.
• Carry all required documents so the concerned officer can check your details and eligibility before accepting your application.

Documents Required to be Attached

The Karnataka Government’s Manaswini Scheme (Manaswini Yojane) provides a monthly pension to eligible unmarried and divorced women from low-income families in Karnataka. The Directorate of Social Security and Pensions implements the scheme. Applicants need to submit documents to verify their identity, age, residence, income and bank account details. Keep the following documents ready before applying.

• Recent photograph of the applicant
• Family ration card
• Aadhaar Card
• EPIC (Voter ID Card)
• Identity proof of the applicant
• Residence certificate
• Age proof
• Income certificate
• Address proof
• Bank passbook, including a copy of the first page
• Self-declaration of marital status for unmarried applicants, if required
• Divorce certificate for divorced applicants, if required

Important: Keep clear photocopies of all documents and carry the original papers when visiting a Grama One, Karnataka One or Bangalore One centre. Confirm the latest document requirements through the Seva One portal or your nearest service centre before submitting the application.

How Beneficiaries Can Apply to Avail the Benefit of this Scheme

You can apply for the Manaswini Scheme (Manaswini Yojane) in two ways. You can submit your application online through the Seva One portal of the Government of Karnataka or visit a Grama One, Karnataka One, Bangalore One or Common Service Centre (CSC). The application itself has no fee, and the Department aims to complete the process within 45 days. Follow the steps below one by one and keep your documents ready.

Before You Start

Step 1: Check whether you are an unmarried or divorced woman between 40 and 64 years of age and belong to a Below Poverty Line (BPL) family.

Step 2: Collect your photograph, ration card, EPIC (Voter ID Card), identity proof, residence certificate, age certificate, income certificate, address proof and bank passbook, including a copy of its first page.

Step 3: Make clear photocopies of all your documents and keep the originals with you. The officer may ask you to show them for verification.

Step 4: Keep your mobile phone with you because you may receive application updates or other messages on your registered number.

Step 5: Read about the scheme on the official Manaswini Scheme page of the Directorate of Social Security and Pensions to understand its details.

Apply Online on the Seva One Portal

Step 1: Open the official Seva One portal of the Government of Karnataka on your mobile phone or computer.

Step 2: If you are using the portal for the first time, register by entering the required details. If you already have an account, simply log in.

Step 3: Search for the Manaswini Scheme service under the Directorate of Social Security and Pensions.

Step 4: Open the service details, read the instructions and click on the application option if the service is available online.

Step 5: Fill in the application form with your name, address, age, marital status and bank details. Enter all information exactly as it appears on your documents.

Step 6: Upload the required documents, such as your ration card, identity proof, age certificate and income certificate, as requested by the portal.

Step 7: Check all the information carefully. If everything is correct, click on the Submit button.

Step 8: Note down the acknowledgement number or application reference number displayed after submission. You will need it to track your application.

Apply at a Grama One, Karnataka One, Bangalore One or CSC Centre

Step 1: Visit your nearest Grama One centre in a village, Karnataka One centre, Bangalore One centre in Bengaluru or Common Service Centre (CSC).

Step 2: Tell the operator that you want to apply for the Karnataka Manaswini Scheme pension.

Step 3: Submit copies of your required documents. Show the original documents if the operator asks for verification.

Step 4: Provide your details clearly and check that the operator enters your name, age, marital status and bank account details correctly.

Step 5: Ask the operator to submit your application through the available government portal.

Step 6: Collect your acknowledgement slip and note down the application number. Keep the slip safely for future reference.

Step 7: Pay only the applicable service charge, if the centre collects one. The scheme application itself has no fee. Always ask for a receipt after making the payment.

Track Your Application

Step 1: Keep your application acknowledgement number ready. You will need it to check your application status.

Step 2: Visit the Seva One portal and look for the application status or tracking option.

Step 3: Enter your acknowledgement number and follow the instructions to check the latest status.

Step 4: If you cannot track the application online, visit the centre where you submitted it and ask the staff to check the status for you.

What Happens Next

Step 1: The concerned Department officials check your application and verify the documents you submitted.

Step 2: Officials may contact you for additional documents or verification. Keep your mobile phone active and provide the required information when asked.

Step 3: The Department aims to complete the service within 45 days from the date of application.

Step 4: If the Department approves your application, you become eligible to receive the monthly pension in your registered bank account.

Step 5: Check your bank passbook regularly to confirm that the pension reaches your account. If a payment does not arrive, contact the concerned service centre or Department office.

If You Need Help

Step 1: First, contact the staff at your Grama One, Karnataka One, Bangalore One or CSC centre where you submitted the application.

Step 2: If the centre cannot resolve your problem, approach the Revenue Department office at your taluk for assistance with your pension application.

Step 3: You can also visit the Directorate of Social Security and Pensions page of the Karnataka Revenue Department for information about pension schemes and related services.

Important: Never pay anyone extra to get your pension approved. The scheme application has no fee. Before applying, confirm the latest application procedure, required documents and pension amount through the concerned service centre or Department.

If Your Manaswini Pension Has Stopped: What to Do

Some women in Karnataka may have stopped receiving their Manaswini pension after the Revenue Department started verifying beneficiaries. If your pension has also stopped, check the reason before taking any further action. According to reports, the Department stopped pension payments in three types of cases:

• When a beneficiary could not submit the documents requested by the Department.
• When a beneficiary was not living at the registered address recorded in the Department’s records.
• When the family’s annual income was above the earlier limit of ₹32,000.

If your pension stopped, follow these steps to check your status and find out whether you can receive it again.

• Visit your nearest Grama One, Karnataka One, Bangalore One or CSC centre and ask the staff to check your pension status.
• Carry your ration card, EPIC, age certificate, income certificate, address proof and bank passbook for verification.
• Ask whether your family’s annual income falls between ₹32,000 and ₹1.20 lakh. Reports state that the Government ordered pension payments to continue for eligible beneficiaries within this income range.
• Provide your current residential address and updated bank details if either has changed.
• If the service centre cannot resolve the issue, visit your taluk Revenue Department office and ask the concerned officer to review your pension case.

Important Links Available of the Scheme

• Apply Online for the Manaswini Scheme Through Seva One Portal
• Manaswini Scheme: Pension for Unmarried and Divorced Women
• Directorate of Social Security and Pensions, Karnataka
• Karnataka Social Security Pension Schemes and Services
• Social Security Pensions: Vijayapura District
• Social Security and Pension Schemes: Chitradurga District
• Social Security and Pensions Telehelp Short Code 155245
• Government of Karnataka Official Portal

Contact Details in Case of Help Needed

• Department: Directorate of Social Security and Pensions, Revenue Department, Government of Karnataka, 5th Floor, Revenue Complex (Kandaya Bhavana), K.G. Road, Bengaluru – 560009
• Phone: 080-22232040, 080-22232012
• Email: dssp2008@gmail.com
• Telehelp Short Code: 155245, set aside for the citizen and beneficiary telehelp centre of the Directorate
• Local Help: The staff of your nearest Grama One, Karnataka One, Bangalore One or CSC centre
• Taluk Level: The Revenue Department office of your taluk, which handles the pensions

Frequently Asked Questions (FAQs)

Tabassum

Tabassum is a government schemes researcher and writer with 5 years of experience tracking Central and State welfare scheme programmes across India. She has covered 500+ schemes spanning agriculture, women welfare, education, and housing, helping lakhs of beneficiaries understand their entitlements in simple language.