Government Schemes of Himachal Pradesh

Sashakt Mahila Rin Yojana, launched by the Himachal Pradesh State Cooperative Bank (HPSCB), helps women access collateral-free loans ranging from Rs. 21,000 to Rs. 1,01,000 through a progressive three-stage credit model. Eligible women can apply directly through their nearest HPSCB branch and build their financial journey without pledging any property or assets. Himachal Pradesh Sashakt … Read more

Mukhya Mantri Gyandeep Yojana (MMGY) is a higher education support scheme of the Himachal Pradesh Government that provides a 4% annual interest subsidy on education loans of up to Rs. 10 lakh taken by eligible Himachali students for professional, technical, and higher education courses. Implemented through the Directorate of Higher Education, Himachal Pradesh, the scheme … Read more

The Subsidized Fishing Gear Scheme is a Himachal Pradesh Government initiative that provides a 90% subsidy on cast nets and gill nets to eligible fishermen. Announced in August 2026, the scheme aims to reduce the cost of essential fishing equipment and support the livelihoods of active fishermen engaged in river and reservoir fishing across the … Read more

The Fishing Boat Subsidy Scheme is a fisheries welfare initiative of the Himachal Pradesh Government that helps eligible reservoir fishermen purchase a fishing boat at a heavily subsidised cost. Under the scheme, a boat costing ₹50,000 is made available with 70% government assistance, reducing the beneficiary’s contribution to just ₹15,000. The scheme was announced in … Read more

Free Electricity Scheme is a consumer welfare initiative of the Himachal Pradesh Government that provides an electricity bill subsidy to eligible domestic consumers across the State. Under the scheme, consumers using up to 125 units of electricity every month receive the highest level of subsidy, while those consuming between 126 and 300 units continue to … Read more

Apna Parivar Sukhi Parivar Yojana is a flagship welfare initiative of the Government of Himachal Pradesh aimed at improving the living conditions of the state’s ultra-poor families. Instead of providing a single financial benefit, the scheme connects identified households with multiple welfare measures, including 300 units of free electricity every month, ₹1,500 monthly financial assistance … Read more

Rajiv Gandhi Van Samvardhan Yojana is a flagship afforestation initiative of the Himachal Pradesh Forest Department that encourages registered Community-Based Organisations (CBOs) to restore degraded forest land while creating sustainable livelihood opportunities in rural areas. Under the scheme, eligible groups such as Mahila Mandals, Yuvak Mandals, Self-Help Groups, Joint Forest Management Committees, and Village Forest … Read more

Mukhyamantri Machhuara Samman Nidhi Yojana is a welfare scheme launched by the Government of Himachal Pradesh to provide annual financial assistance to eligible reservoir fishermen during the fishing ban period. Under the scheme, eligible beneficiaries receive ₹3,500 per year to help manage their household expenses when fishing activities remain suspended. Around 3,700 eligible reservoir fishermen … Read more

Dr. Y.S. Parmar Vidyarthi Rin Yojana is an education loan interest subsidy scheme of the Government of Himachal Pradesh implemented by the Directorate of Higher Education from 1 April 2023. Under the scheme, eligible Bonafide Himachali students can avail an education loan of up to Rs. 20 lakh while paying only 1% interest per annum … Read more

Mother Teresa Asahaya Matri Sambal Yojana was a scheme of the Government of Himachal Pradesh that provided Rs. 6,000 per child per year for a maximum of two children to widows, destitute, divorced, and abandoned women for the upbringing and education of children up to 18 years. The scheme has been officially repealed and replaced … Read more