Pradhan Mantri Parivar Labh Yojana

The Pradhan Mantri Parivar Labh Yojana, implemented by the Department of Rural Development, provides one-time financial assistance of Rs. 20,000 to eligible BPL families after the death of their primary breadwinner, provided the deceased was aged 18 to 59 years. The Union Cabinet approved the scheme’s new name on 14 October 2026 without changing the existing assistance amount or eligibility conditions.

Introduction of Pradhan Mantri Parivar Labh Yojana: A Brief Insight

When a poor family’s main earning member dies suddenly, the family may struggle to pay funeral expenses, repay loans and arrange daily meals. Without savings or another source of income, managing household expenses becomes difficult. The Pradhan Mantri Parivar Labh Yojana provides one-time financial assistance to help eligible families during this difficult time.

The scheme started as the National Family Benefit Scheme, one of the initial components of the National Social Assistance Programme launched on 15 August 1995. On 14 October 2026, the Union Cabinet, chaired by Prime Minister Narendra Modi, approved its new name while continuing the scheme in its existing form.

The scheme now operates as a sub-scheme of the Pradhan Mantri Samajik Sahayata Yojana, which has been approved for 2026-27 to 2030-31 with an allocation of Rs. 53,428 crore.

The Department of Rural Development, Ministry of Rural Development, implements the scheme through State and Union Territory governments. Its main objective is to provide immediate financial relief to bereaved poor families and help prevent the loss of an earning member from pushing them further into poverty.

Under the scheme, an eligible family receives a one-time payment of Rs. 20,000 if its primary breadwinner dies due to natural causes or an accident. The authorities transfer the amount to the surviving head of the household through Direct Benefit Transfer (DBT). Approximately 3.5 lakh families are covered, and State governments may provide additional assistance under their own rules.

To qualify, the family must belong to a Below Poverty Line (BPL) household, and the deceased primary breadwinner must have been between 18 and 59 years old at the time of death. The breadwinner may be a man, a woman or a homemaker. Families that do not meet the BPL requirement, as well as cases where the deceased breadwinner was 60 or older, are not covered.

Eligible families can check the online application options through UMANG or their State government’s portal. They can also approach the Gram Panchayat, Block office, Municipal office or District Social Welfare Office for offline application assistance. The death certificate is a key document, and applicants should contact their local Block or District office if they need help with the process.

Widows who need ongoing financial support can also explore the monthly pension available under the Pradhan Mantri Vidhawa Pension Yojana. Families looking for affordable life insurance coverage may also consider the Pradhan Mantri Jeevan Jyoti Bima Yojana.

Bereaved families, caregivers and people looking for other national-level social security and welfare benefits can explore the available programmes on our Central Government Welfare Schemes List page.

What the October 2026 Renaming Means for Bereaved Families

• 14 October 2026: The Union Cabinet renamed the National Family Benefit Scheme as the Pradhan Mantri Parivar Labh Yojana.
• Nothing Changes for Families: The scheme continues in its existing form, so the Rs. 20,000 assistance and the eligibility stay the same.
• Bigger Programme: The Pradhan Mantri Samajik Sahayata Yojana has been approved for 2026-27 to 2030-31 with Rs. 53,428 crore for about 3.20 crore beneficiaries.
• No New Guidelines Needed: Unlike the disability pension, this scheme has no revised criteria waiting, so eligible families can apply as before.

Benefits Provided to Eligible Beneficiaries

After the death of a family’s main earning member, arranging funeral expenses and meeting everyday needs can become difficult. The Pradhan Mantri Parivar Labh Yojana provides one-time financial assistance to help eligible BPL families manage this difficult period.

• One-time financial assistance of ₹20,000 to an eligible bereaved BPL family
• Paid as a single lump sum rather than a monthly pension
• Available regardless of whether the death occurred due to natural causes or an accident
• Covers the death of a man, woman or homemaker who served as the family’s primary breadwinner
• Financial assistance is provided to the surviving head of the household
• Payment is transferred directly to the beneficiary’s bank or post office account through Direct Benefit Transfer (DBT)
• Additional financial assistance may be available from the State or Union Territory, depending on its rules
• The assistance amount and eligibility rules remain unchanged under the scheme’s new name
• Approximately 3.5 lakh families have already received assistance under the scheme

Eligibility Conditions Required to be Fulfilled

The Pradhan Mantri Parivar Labh Yojana provides financial assistance to eligible poor families after the death of their main earning member. Applicants must meet the following conditions to qualify for the scheme.

• The family must belong to a Below Poverty Line (BPL) household recognised by the concerned State or Union Territory
• The deceased person must have been the family’s primary breadwinner
• The primary breadwinner can be a man or a woman, including a homemaker recognised as the family’s breadwinner
• The deceased breadwinner must have been aged 18 to 59 years (at least 18 but below 60) at the time of death
• The scheme covers deaths caused by natural causes or accidents
• The financial assistance is provided to the surviving head of the household, subject to verification by the concerned authorities
• Families that do not meet the BPL condition are not eligible. The scheme also excludes cases where the deceased breadwinner was 60 years or older at the time of death

Documents Required to be Attached

To apply for the Pradhan Mantri Parivar Labh Yojana, the family must provide documents confirming the death of its primary breadwinner, the deceased person’s age and the family’s BPL status. Applicants are usually asked to submit the following documents.

• Death certificate of the deceased primary breadwinner
• Age proof of the deceased, such as a birth certificate, school certificate or Voter ID
• BPL card or other proof of Below Poverty Line (BPL) status
• Aadhaar Card of the applicant, who is the surviving head of the family
• Proof of relationship with the deceased, if required by the concerned office
• Residence proof of the concerned State or Union Territory
• Bank or post office passbook showing the account number and IFSC code
• Recent passport-size photograph of the applicant
• Mobile number for application updates

How Beneficiaries Can Apply to Avail the Benefit of the Scheme

The Pradhan Mantri Parivar Labh Yojana provides one-time financial assistance of ₹20,000 to eligible families after the death of their primary breadwinner. The surviving head of the family can submit the application, and the concerned State or Union Territory authorities check the details before approving the benefit.

Depending on the services available in your State, you may be able to apply through the UMANG website, the UMANG mobile app or your State’s official portal. You can also submit an application at a local government office. Follow the steps below to understand how each method works.

Step Zero: Gather the Papers

Before starting the application, collect the necessary documents. Keeping them together will make the process easier.

Step 1: Obtain the death certificate of the deceased breadwinner from the local Registrar of Births and Deaths, Gram Panchayat or Municipal office, as applicable.

Step 2: Arrange proof of the deceased person’s age. You may use a birth certificate, school certificate or voter ID, depending on the documents accepted by the concerned authority.

Step 3: Keep your BPL proof, Aadhaar Card, bank or post office passbook and recent photograph ready. Also arrange proof of your relationship with the deceased if the local office asks for it.

Route 1: Apply Online on the UMANG Website

If the service is available in your State, you can check the UMANG website and complete the application online.

Step 1: Open the official UMANG website in your browser.

Step 2: Register using your mobile number and enter the OTP sent to your phone to verify it.

Step 3: Search for Pradhan Mantri Samajik Sahayata Yojana or National Family Benefit Scheme. The service may still appear under its existing name or category.

Step 4: Select your State and check whether the family benefit application service is available.

Step 5: Enter the details of the deceased breadwinner and the surviving family member applying for assistance.

Step 6: Upload the required documents, check the information and submit the application.

Step 7: Save the application number or acknowledgement details so you can refer to them later.

Route 2: Apply Online on the UMANG App

You can also use the UMANG mobile app if you prefer applying through your smartphone. First, check whether the family benefit service is available for your State.

Step 1: Android users can download UMANG App from the Google Play Store. iPhone users can download it from the Apple App Store.

Step 2: Install and open the app, select your preferred language and register using your mobile number.

Step 3: Verify your mobile number with the OTP and search for the family benefit scheme.

Step 4: If the application service is available, enter the requested details and upload clear images of your documents.

Step 5: Review the form before submitting it. Keep the application number or acknowledgement for future reference.

Route 3: Apply on Your State’s Portal

Some States accept family benefit applications through their own social welfare or social security portals. You can follow these steps to check the online application process in your State.

Step 1: Visit your State government’s official social welfare or social security portal.

Step 2: Register or log in and look for the family benefit scheme or the relevant family assistance service.

Step 3: Complete the application form, provide the deceased person’s details and upload the required documents.

Step 4: Submit the form and save the acknowledgement number if the portal provides one.

Route 4: Apply Offline at the Local Office

If you cannot apply online or cannot find the scheme on a portal, you can visit a nearby government office. The staff can guide you on the application form and the documents you need to submit.

Step 1: If you live in a village, visit your Gram Panchayat. If you live in a town or city, contact your Municipal office.

Step 2: You can also approach the Block Development Office or District Social Welfare Office to find the office responsible for accepting applications.

Step 3: Ask for the family benefit application form under the Pradhan Mantri Samajik Sahayata Yojana or the applicable family assistance scheme.

Step 4: Enter the deceased person’s details and your own information as the surviving head of the family.

Step 5: Attach copies of the required documents, including the death certificate, age proof, BPL proof and bank details.

Step 6: Submit the completed form to the concerned officer and ask for a receipt or acknowledgement.

Step 7: If you need help completing the form or submitting documents online, visit a nearby Common Service Centre (CSC) and ask whether it provides assistance for this service.

After You Submit Your Application

Once you submit the form, the concerned authorities check the information and documents before deciding whether the family qualifies for assistance.

Step 1: An authorised officer verifies the death certificate, the deceased person’s age and the family’s BPL status. The office may ask for additional documents if needed.

Step 2: If the application meets the applicable conditions and receives approval, the family becomes eligible for the one-time assistance of ₹20,000.

Step 3: The approved amount is transferred to the beneficiary’s bank or post office account through Direct Benefit Transfer (DBT), according to the applicable payment process.

Step 4: You can check the available scheme information on the Ministry of Rural Development’s official pension and social assistance portal.

Important: The UMANG website, mobile app and State portals may not provide this service in every State. If you cannot find the application option, contact your local government office and ask how to submit the form. You can also read the Cabinet’s official announcement about the scheme’s new name for information about the announced changes.

From Rs. 5,000 to Rs. 20,000: How the Family Benefit Grew

• What remains unchanged: The one-time assistance of Rs. 20,000, the BPL household requirement and the deceased breadwinner’s eligible age range of 18 to 59 years.
• What has changed: The scheme’s name and its parent programme, now called Pradhan Mantri Samajik Sahayata Yojana.

Family Benefit vs Monthly Pensions: Which Applies to You?

Different social assistance schemes support families facing different financial challenges. The Pradhan Mantri Parivar Labh Yojana provides one-time assistance after the death of the family’s primary breadwinner, while pension schemes offer regular monthly payments to eligible widows, senior citizens and persons with disabilities.

Can a widow receive both benefits? A widow whose husband was the family’s primary breadwinner may qualify for the one-time family benefit. She may also apply for the monthly widow pension if she meets its separate eligibility conditions. Approval for one scheme does not automatically guarantee approval for the other.

Important Links Available of the Scheme

Use the following links to access official government information, check scheme-related announcements and explore available online services for the Pradhan Mantri Parivar Labh Yojana.

• Pradhan Mantri Samajik Sahayata Yojana Official Portal
• Official Cabinet Announcement on the Renaming of the National Family Benefit Scheme
• Government Information on Social Assistance Schemes and Beneficiary Numbers
• UMANG Portal for Online Government Services
• Download the UMANG App for iPhone
• Pradhan Mantri Parivar Labh Yojana Scheme Information
• Ministry of Rural Development, Government of India

Contact Details in Case of Help Needed

• Central Ministry: Department of Rural Development, Ministry of Rural Development, Krishi Bhawan, New Delhi – 110001
• UMANG Helpline: 1800-11-5246 (for help with applying on UMANG)
• UMANG Email: customercare@umang.gov.in
• State Level: Social Welfare or Social Justice Department of your State or UT
• District Level: District Social Welfare Officer
• Local Level: Block Development Office, Gram Panchayat or Municipal office

Frequently Asked Questions (FAQs)

Tabassum

Tabassum is a government schemes researcher and writer with 5 years of experience tracking Central and State welfare scheme programmes across India. She has covered 500+ schemes spanning agriculture, women welfare, education, and housing, helping lakhs of beneficiaries understand their entitlements in simple language.